Every signal an
Indian fintech needs.

KYC & Identity Verification

Aadhaar, PAN, Voter ID, DL, Passport, biometric and OKYC flows — engineered for digital lender, neo-bank and PSP onboarding.

• Aadhaar XML / eKYC
• PAN ↔ Aadhaar link
• DL & RC verification
• Liveness & face match

Drop-in code · POST /v1/kyc/pan

curl -X POST "https://api.trulens.in/v1/kyc/pan" \
  -H "Authorization: Bearer $TRULENS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"pan":"ABCDE1234F","consent":"Y","reason":"loan_origination"}'

Digital Verification Suite

Penny-drop, UPI, GSTIN, MCA and S&E verification — the operational layer between user input and disbursal.

• Bank account (penny-drop)
• UPI handle verification
• GSTIN status
• MCA / Udyam lookup

Drop-in code · POST /v1/verify/bank

curl -X POST "https://api.trulens.in/v1/verify/bank" \
  -H "Authorization: Bearer $TRULENS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"account_number":"12345678901","ifsc":"HDFC0001234","consent":"Y"}'

Business Intelligence

Deep entity intelligence on borrowers and merchants — directors, shareholding, financials, litigation and UBO graphs.

• Director profile
• Litigation index
• Shareholding pattern
• Adverse media

Drop-in code · POST /v1/bi/entity

curl -X POST "https://api.trulens.in/v1/bi/entity" \
  -H "Authorization: Bearer $TRULENS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"cin":"U72200KA2019PTC123456"}'

Risk Assessment

Configurable risk scoring fusing credit, fraud, velocity and behavioural signals — policy-as-code, audit-ready.

• Fraud signals
• Credit scoring
• Velocity rules
• Custom decisioning

Drop-in code · POST /v1/risk/score

curl -X POST "https://api.trulens.in/v1/risk/score" \
  -H "Authorization: Bearer $TRULENS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"applicant_id":"appl_8f2c","policy":"personal_loan_v3","inputs":{"pan":"ABCDE1234F","income":84000}}'

Data Processing & OCR

Bank statement analyser, ITR / Form 16 parsing and document OCR tuned for Indian lenders. 200+ document types.

• Invoice / bill extraction
• ITR & Form 16 parsing
• Bank statement analyser
• ID OCR

Drop-in code · POST /v1/bsa/parse

curl -X POST "https://api.trulens.in/v1/bsa/parse" \
  -H "Authorization: Bearer $TRULENS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"file_url":"https://files.example.com/statement.pdf","password":null,"bank":"HDFC"}'

Bureau APIs

Unified pulls from CIBIL, CRIF Highmark, Experian and Equifax — consumer and commercial. One contract, one schema.

• CIBIL
• CRIF Highmark
• Experian
• Equifax

Drop-in code · POST /v1/bureau/pull

curl -X POST "https://api.trulens.in/v1/bureau/pull" \
  -H "Authorization: Bearer $TRULENS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"bureau":"cibil","pan":"ABCDE1234F","consent":"Y","purpose":"underwriting"}'